School Assur, the other presidential scam: OGAR and NSIA, crutches in precampagne for Faure Gnassingbé

Who still remembers this project launched last August 30th - the date is not chosen at random - and should see the parents of students relieve expenses arising from an illness or an accident during the year ? Too few Togolese certainly. But do you know that Faure Gnassingbé, to give himself the chance not to represent himself, but to win the next elections of 2020, agreed to leave not CFAF 3.5 billion for the start of the 2017-2018 school year as the authorities have made believe, but rather 10.5 billion divided between the two representatives of NSIA and OGAR, we named respectively Madiou Soumare and Allogoh Akoué Renaud?


 If the first general manager, Madiou Soumare, Senegalese is still stationed at NSIA Assurances, the second was recently recalled by his country Gabon to take the head of the CNSS and the INAM merged, version gabonnaise. How can it be otherwise, since it has achieved its objectives spread over three years in a single exercise? But if only the way was there, we would understand.

Without any call for tenders, the project of insurance to the Togolese students was "given" to the most griots of the insurers in Togo. And yet, the country has insurance companies set up by Togolese people that could have benefited from this project or at least compete with the two "winners" if the conditions underlying public procurement had been applied. "At the initiative of the Head of State HE Mr. Faure Essozimna Gnassingbé, a social protection program for health insurance will be started as soon as the next school year. Called "School Assur", it should reach 2 million students. This Tuesday, September 12, the Directors General for Togo insurance companies OGAR and NSIA, MM. Allogoh Akoue Renaud and Madiou Soumare, were received by Prime Minister Komi Selom Klassou. Government partners, they, together with the Chief Executive, exchanged on the progress in the implementation of "Shool Assur". The exact timetable for the proper conduct of the project and its effectiveness, from the beginning of the next academic year, for the benefit of young students in public institutions has been declined. To launch this project, a $ 3.5 billion contract between the Government and the insurance companies was signed on August 30th. This implies minimal social protection against the financial consequences of an illness or accident for the 2 million beneficiaries. "School Assur" paves the way for universal coverage, wanted by the Togolese authorities, "wrote the government website, republiquetogolaise.com on September 13, 2017. exchanged on the progress in the implementation of "Shool Assur". The exact timetable for the proper conduct of the project and its effectiveness, from the beginning of the next academic year, for the benefit of young students in public institutions has been declined. To launch this project, a $ 3.5 billion contract between the Government and the insurance companies was signed on August 30th. This implies minimal social protection against the financial consequences of an illness or accident for the 2 million beneficiaries. "School Assur" paves the way for universal coverage, wanted by the Togolese authorities, "wrote the government website, republiquetogolaise.com on September 13, 2017. exchanged on the progress in the implementation of "Shool Assur". The exact timetable for the proper conduct of the project and its effectiveness, from the beginning of the next academic year, for the benefit of young students in public institutions has been declined. To launch this project, a $ 3.5 billion contract between the Government and the insurance companies was signed on August 30th. This implies minimal social protection against the financial consequences of an illness or accident for the 2 million beneficiaries. "School Assur" paves the way for universal coverage, wanted by the Togolese authorities, "wrote the government website, republiquetogolaise.com on September 13, 2017. for the benefit of young pupils in public institutions has been declined. To launch this project, a $ 3.5 billion contract between the Government and the insurance companies was signed on August 30th. This implies minimal social protection against the financial consequences of an illness or accident for the 2 million beneficiaries. "School Assur" paves the way for universal coverage, wanted by the Togolese authorities, "wrote the government website, republiquetogolaise.com on September 13, 2017. for the benefit of young pupils in public institutions has been declined. To launch this project, a $ 3.5 billion contract between the Government and the insurance companies was signed on August 30th. This implies minimal social protection against the financial consequences of an illness or accident for the 2 million beneficiaries. "School Assur" paves the way for universal coverage, wanted by the Togolese authorities, "wrote the government website, republiquetogolaise.com on September 13, 2017. This implies minimal social protection against the financial consequences of an illness or accident for the 2 million beneficiaries. "School Assur" paves the way for universal coverage, wanted by the Togolese authorities, "wrote the government website, republiquetogolaise.com on September 13, 2017. This implies minimal social protection against the financial consequences of an illness or accident for the 2 million beneficiaries. "School Assur" paves the way for universal coverage, wanted by the Togolese authorities, "wrote the government website, republiquetogolaise.com on September 13, 2017.

If, as it was announced, the project was the initiative of the "head of state" and not the fruit of the imagination so fertile two foreigners, for those who know the two directors who have since become "friends like pigs ", the Presidency could have launched a call for applications to put the different insurers in competition and act simultaneously on the cost of delivery and the amount of coverage of the incident.

Then there is the date that is far from chance. Back to school was still a long way ahead and last week, when we visited two schools, it was well underway before "delegates" thought to visit the schools for information. But if it is precisely on August 30th that the launch was made, look only to find out what this date represents in the history of Togo.

There is also the figure of 2 millions, like an air of already heard. When the Minister of Development at the Base launched its National Fund for Inclusive Finance (FNFI), it was aiming to reach 2 million beneficiaries. Not long ago, the authorities announced that in the Cizo project, which is expected to supply villages with solar kits, the same figure of 2 million populations to be reached was also advanced. And for the assurance to the students, here it is again.

But it is especially the amount advanced for the project that shows that the parents of students will be "pleasantly surprised", because if the government has taken to move only 3.5 billion FCFA, it has deliberately omitted to add: "Per year, and over three years"! Because Faure Gnassingbe will have decided, without any statistics to determine approximately the number of students who get sick during the year, without thinking of all the students of private schools, without a look for compulsory insurance to which the parents of students in the public service have subscribed, the disbursement of 10.5 billion over at least three years. And when we make a small projection in time, School Assur will be in its last year while the country will be in trouble presidential election! Who said that Faure Gnassingbé,

On the flyers promoting the School Assur project, it is written that "the main purpose of the contract is, on the one hand, to allow the parents of Togolese schoolchildren or pupils to effectively guard against the financial consequences that may result from accidental event and to face with more serenity the health expenses of their children, and on the other hand to guarantee all the damages that a schoolboy or a student could undergo or cause to a comrade or a third party. But big is the disenchantment when one looks at the benefits. If for the school liability (compulsory) an amount of 100 million is provided - the insurer being aware that the occurrence of this case is extremely rare - it is the benefit for illness that spreads the other side of the scam. Do you figure that hospitalization costs, surgery, medical analysis, pharmacy are capped at ... 30,000 FCFA! How could the two directors not then have the wind in their sails after making such a deal? By the way, Nivaquine, quinine and other preventive antimalarial drugs, aspirin, paracetamol and derivatives, antiseptics, medical items like thermometer, syringes, bladder, enema pear, inhaler basin, suction probe, glove horsehair, bandages, etc., are excluded from refunds.

We heard that the other insurers would have made the wish, given that the project was not subject to competitive bidding, even if it was distributed evenly among all the providers for better coverage. geographical location, but an end of non-acceptance would have been It is to be believed that these two insurers, one of whom has long been placed under provisional administration and the other has seen enormous sums of money disappearing from his chest, would be paragons of virtue. Far from there. Moreover, they were still there, but it is another Togolese insurance company, GTA-C2A VIE, which was twice rewarded this year as best regional company (Best Regional Enterprise) and best manager of the year (Best Manager of the Year).

We contacted the Founder of power, Ngoko Patrice, today again Director General and sent him a series of questionnaires including:

1- Are the schools concerned warned?
2- The distribution of institutions by insurer
3- The schools by prefecture and staff
4- The amount to be collected by insurer
5- The medical statistics that are reminiscent of 2 million students
6- The insurance of students already paid become what ?
7- Is it true that this project is signed for 3 years? What amounts to 11.5 billion FCFA?
8- The ceiling not to be exceeded for each student
9- The affections that will be taken into account
10- Who will finance the cost of the project?

In response, the attorney replied: it is a product of the state and only the state can communicate on it! We found this answer quite odd for an insurance company which, according to our information, was entitled to 1.6 billion FCFA and his partner NSIA, 1.9 billion FCFA, renewable over three years.

School Assur is nothing more than the pre-campaign orchestrated by the two insurance companies to give a boost to Faure Gnassingbe and at the same time bailing out their respective cases.